Privacy Policy
Last Updated: February 20, 2026 | Effective Date: February 20, 2026

Your privacy matters. This Privacy Policy describes how CHARLéY ("we," "us," or "our") collects, uses, discloses, and safeguards your personal information when you use our mobile application and website at charleyhub.com (collectively, the "Service"). By using the Service, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

1.1 Information You Provide Directly

1.2 Information We Collect Automatically

1.3 Information from Third-Party Sources

2. How We Use Your Information

We use your information for the following purposes and legal bases:

2.1 To Provide and Operate the Service (Contractual Necessity)

2.2 To Ensure Safety and Security (Legitimate Interest)

2.3 To Improve and Personalize the Service (Legitimate Interest)

2.4 To Communicate with You (Consent / Legitimate Interest)

3. How We Share Your Information

We do not sell, rent, or trade your personal information to third parties. We share data only in the following circumstances:

3.1 With Other Users

3.2 With Service Providers

We engage trusted third-party companies to perform services on our behalf. These providers are contractually bound to use your data only to provide their specific services and are required to protect your data:

3.3 For Legal Compliance and Safety

3.4 Business Transfers

In the event of a merger, acquisition, reorganization, or sale of assets, your information may be transferred. We will provide notice before your data becomes subject to a different privacy policy.

4. Sensitive Permissions

Our app requests the following device permissions. Each permission is used only for the stated purpose and is never accessed without your knowledge:

You can revoke any permission at any time via your device's Settings > Apps > CHARLéY > Permissions. Revoking a permission will disable the associated feature but will not affect other app functionality.

5. Data Security

We implement industry-standard security measures to protect your personal information:

While we strive to protect your data, no method of electronic transmission or storage is 100% secure. We cannot guarantee absolute security.

6. Your Rights and Choices

Depending on your location, you may have the following rights regarding your personal data:

To exercise any of these rights, please contact us at admin@charleyhub.com. We will respond within 30 days.

7. Data Retention and Deletion

We retain your personal data only for as long as necessary to fulfill the purposes described in this policy:

8. International Data Transfers

CHARLéY operates globally. Your data may be processed in countries other than your country of residence, including the United States. When we transfer data internationally, we implement appropriate safeguards including:

9. Artificial Intelligence and Automated Decision-Making

CHARLéY uses artificial intelligence to enhance your experience. Our AI systems are used for:

No automated decision-making with legal or similarly significant effects is applied without human review. You can contact us to request human review of any automated decision.

10. Children's Privacy

CHARLéY is strictly intended for users aged 18 years and older. We do not knowingly collect, use, or disclose personal information from anyone under the age of 18. Age verification is required during account registration. If we become aware that we have inadvertently collected data from a person under 18, we will take immediate steps to delete that data and terminate the associated account. If you believe a minor is using our service, please contact us immediately at admin@charleyhub.com.

11. Third-Party Links and Services

Our Service may contain links to third-party websites or services that are not operated by us. We are not responsible for the privacy practices of these third parties. We encourage you to review the privacy policies of any third-party services before providing your personal information.

12. Regional Privacy Rights

European Economic Area (GDPR)

If you are located in the EEA, UK, or Switzerland, you have the rights described in Section 6 above. Our legal bases for processing are: (a) contractual necessity for providing the Service, (b) legitimate interests for safety and improvement, and (c) your consent for optional features and marketing. You have the right to lodge a complaint with your local data protection authority.

California (CCPA/CPRA)

California residents have the right to: know what personal information is collected and how it is used; request deletion of personal information; opt out of the "sale" or "sharing" of personal information. We do not sell or share your personal information as defined under the CCPA/CPRA. To exercise your rights, contact us at admin@charleyhub.com.

Ghana Data Protection Act

Users in Ghana are protected under the Data Protection Act, 2012 (Act 843). We comply with all applicable data protection requirements under Ghanaian law, including obtaining appropriate consent and ensuring data security.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will notify you by: (a) posting the updated policy on this page with a new "Last Updated" date, (b) sending an in-app notification, and/or (c) sending an email to the address associated with your account. Your continued use of the Service after the effective date of the updated policy constitutes your acceptance of the changes. We encourage you to review this policy periodically.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

admin@charleyhub.com

CHARLéY | charleyhub.com